3 Timberlake Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Timberlake Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 1991
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Dec 2005)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 2 66`

Property Details

APN / Parcel Number

Primary APN	`18A 2 66`
Alternative APN	`8662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,112 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Terrain	Rolling
Deck Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8662
Street Address	3 TIMBERLAKE TER
City	PALMYRA
State	VA
Zip	22963-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 664-547 SHADWELL-2 LOT 66 12,708 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	6
Legal Lot Number	66
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1030
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 TIMBERLAKE TER, PALMYRA, VA 22963-3365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2005 · Amount on Record
Deed Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	20058525
Deed Book / Page	664 / 547
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3 TIMBERLAKE TER, PALMYRA, VA 22963-3365
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000768
Date	Mar 18, 2026
Instrument	260000768

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3 TIMBERLAKE TER, PALMYRA, VA 22963-3365
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002979
Date	Jun 16, 2021
Instrument	210002979

Lender

Name	CAPITAL CENTER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,300 (-) Land $30,000 Building $207,300	$237,300 (-) Land $30,000 Building $207,300
2025	$1,791.00 (+0.67%)	$237,300 (+26.63%) Land $30,000 Building $207,300	$237,300 (+26.63%) Land $30,000 Building $207,300
2024	$1,779.00 (+12.52%)
2023		$187,400 Land $30,000 Building $157,400	$187,400 Land $30,000 Building $157,400
2022	$1,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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