4 Thomas St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 4 Thomas St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,008 sqft · built 2006
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Oct 2021)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:5 L:96`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:5 L:96`
Alternative APNs	`M:0005 B:0000 L:0096` `813920`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	956 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,950 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	813920
Street Address	4 THOMAS ST
City	DRACUT
State	MA
Zip	01826-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	96
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1015
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 THOMAS ST, DRACUT, MA 01826-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Book / Page	36330 / 86
Transfer Doc	21215-225
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 1, 2021
Property Address	4 THOMAS ST, DRACUT, MA 01826-1738
Document Number	36330-86
Book / Page	36330 / 86
Instrument Date	Sep 30, 2021
Instrument	57751
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 THOMAS ST, DRACUT, MA 01826-1738

Mortgage

Document Number	57754
Date	Oct 1, 2021
Instrument	57754

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,431.00 (+2.45%)	$635,500 (+5.79%) Land $197,700 Building $437,800	$689,985 (+2.88%)
2024	$6,277.00 (+3.09%)	$600,700 (+14.24%) Land $188,300 Building $412,400	$670,700
2023	$6,089.00	$525,800 Land $163,700 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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