3 Thomas St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 3 Thomas St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,124 sqft · built 2011
Lot Size0.746 acres (32,500 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Apr 2010)
Tax Bill$6,745 (2025)
Deeds & MortgagesApr 2020 Refinance
Flood ZoneZone X (minimal risk)
APNDRAC M:5 L:115

Property Details

APN / Parcel Number

Primary APNDRAC M:5 L:115
Alternative APNs
  • M:0005 B:0000 L:0115
  • 620625

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,124 sqft Living Area
Gross Area4,176 sqft
1st Floor Area1,156 sqft
Basement Area1,156 sqft
Unfinished Basement1,156 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,500 sqft (0.746 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number620625
Street Address3 THOMAS ST
CityDRACUT
StateMA
Zip01826-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number115
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1015
Census Tract314302

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 THOMAS ST, DRACUT, MA 01826-1737
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2010 · Amount on Record
Deed SaleApr 30, 2010 · Amount on Record
Deed Document Number201017802
Deed Book / Page23912 / 143
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address3 THOMAS ST, DRACUT, MA 01826-1737
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34067-47
DateApr 29, 2020
Book Page34067/47
Instrument17942
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,745.00 (+1.7%)$666,500 (+5.03%) Land $221,400 Building $445,100$564,775 (-9.73%)
2024$6,632.00 (+3.21%)$634,600 (+14.36%) Land $210,900 Building $423,700$625,670
2023$6,426.00$554,900 Land $183,300 Building $371,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas St

Nearby Streets

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