4 Thomas Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Thomas Rd, Lynnfield, MA 01940 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,964 sqft · built 1953
Lot Size	0.39 acres (17,001 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Nov 1990)
Tax Bill	$9,307 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0041 B:0000 L:1322`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0041 B:0000 L:1322`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	4,054 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,001 sqft (0.39 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 THOMAS RD
City	LYNNFIELD
State	MA
Zip	01940-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1322
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3005
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0041 B:0000 L:1322

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 THOMAS RD, LYNNFIELD, MA 01940-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage ALDEN CREDIT UNION
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit EAST BOSTON SAVINGS BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 1990 · Amount on Record
Deed Sale	Nov 29, 1990 · Amount on Record
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THOMAS RD, LYNNFIELD, MA 01940-2008
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658534
Date	May 12, 2025
Instrument	658534

Lender

Name	ALDEN CREDIT UNION

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2045

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THOMAS RD, LYNNFIELD, MA 01940-2008
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630544
Date	Oct 27, 2021
Instrument	630544

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THOMAS RD, LYNNFIELD, MA 01940-2008
Document Number	0000615856
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 THOMAS RD LYNNFIELD MA 019402008, LYNNFIELD, MA 01940-2008

Mortgage

Document Number	0000615856
Date	Sep 02, 2020
Instrument	615856

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THOMAS RD, LYNNFIELD, MA 01940-2008
Document Number	0000606108
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 THOMAS RD LYNNFIELD MA 019402008, LYNNFIELD, MA 01940-2008

Mortgage

Document Number	0000606108
Date	Oct 04, 2019
Instrument	606108

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,307.00 (+4.48%)	$881,300 (+3.98%) Land $564,600 Building $316,700	$699,105
2024	$8,908.00 (+0.51%)	$847,600 (+8.07%) Land $542,900 Building $304,700
2023	$8,863.00	$784,300 Land $514,900 Building $269,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092091003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2014)
Most Recent Claim	Dec 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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