1 Thomas Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 1 Thomas Rd, Lynnfield, MA 01940 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,866 sqft · built 1960
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2014)
Tax Bill	$10,754 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0041 B:0000 L:0673`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0041 B:0000 L:0673`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,866 sqft Living Area
Gross Area	5,606 sqft
Basement Area	1,850 sqft
Finished Basement	1,225 sqft
Unfinished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 THOMAS RD
City	LYNNFIELD
State	MA
Zip	01940-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	673
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3006
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0041 B:0000 L:0673

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 THOMAS RD, LYNNFIELD, MA 01940-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Mar 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	2014550161
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 05, 2026
Property Address	1 THOMAS RD, LYNNFIELD, MA 01940-2007
Document Number	0000666638
Instrument Date	May 14, 2026
Instrument	2026666638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 THOMAS RD, LYNNFIELD, MA 01940-2007
Investor	Possibly a Property Investor

Mortgage

Document Number	0000666638,
Date	Jun 05, 2026
Instrument	2026666638

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	1 THOMAS RD, LYNNFIELD, MA 01940-2007
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610545
Date	Mar 06, 2020
Instrument	610545

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	1 THOMAS RD, LYNNFIELD, MA 01940-2007
Document Number	0000593788
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 THOMAS RD LYNNFIELD MA 019402007, LYNNFIELD, MA 01940-2007

Mortgage

Document Number	0000593788
Date	Jun 27, 2018
Instrument	593788

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,754.00 (+4.5%)	$1,018,400 (+4%) Land $539,900 Building $478,500	$1,088,510
2024	$10,291.00 (+1.48%)	$979,200 (+9.12%) Land $519,100 Building $460,100
2023	$10,141.00	$897,400 Land $492,300 Building $405,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092091003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2014)
Most Recent Claim	Dec 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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