4 Thomas Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 4 Thomas Cir, Marblehead, MA 01945 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1935
Square Footage	1,844 sqft Living Area
Lot Size	10,141 sqft (0.233 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2017)
Tax Bill	$7,820.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`MARB M:0078 B:0017 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,844 sqft Living Area
Gross Area	2,908 sqft Gross Area
Basement Area	720 sqft Basement
Unfinished Basement	180 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,141 sqft (0.233 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	4 THOMAS CIR
City	MARBLEHEAD
State	MA
Zip	01945-1203
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	MARBLEHEAD CLIFFS SEC D
Legal Block	17
Jurisdiction	MARBLEHEAD MA
Minor Civil Division	MARBLEHEAD
Census Blockgroup	3
Census Block	3008
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0078 B:0017 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Deed of Trust, Mortgage · Line of Credit BANKESB
Jul 06, 2017	Deed of Trust, Mortgage MARBLEHEAD SAVINGS BANK
Oct 02, 2019	Deed of Trust, Mortgage · Stand Alone Refinance ENVISION BANK
Dec 23, 2020	Deed of Trust, Mortgage · Stand Alone Refinance ENVISION BANK
Aug 18, 2017	Quit Claim Arm's Length for NE States, Transfer RANDOLPH SAVINGS BANK
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Book / Page	36110 / 368
Record Refreshed	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043162-320
Date	Jan 05, 2026
Book Page	43162/320
Instrument	20260105000150

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35998-504
Date	Jul 06, 2017
Book Page	35998/504
Instrument	96

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37899-197
Date	Oct 02, 2019
Book Page	37899/197
Instrument	20191002001700

Lender

Name	ENVISION BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39334-187
Date	Dec 23, 2020
Book Page	39334/187
Instrument	20201223001290

Lender

Name	ENVISION BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

August 2017: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	MARBLEHEAD MA
Recording Date	Aug 18, 2017
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Document Number	36110-368
Book / Page	36110 / 368
Instrument	161
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.04
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203

Mortgage

Document Number	361100370
Date	Aug 18, 2017
Instrument	36110/0370

Lender

Name	RANDOLPH SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	4 THOMAS CIR, MARBLEHEAD, MA 01945-1203
Document Number	35768-580
Book / Page	035768 / 000580
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35768-580
Date	Mar 31, 2017
Book Page	035768/000580
Instrument	1703310236

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2032

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,820.00 (+5.78%)	$864,100 (+4.73%) Land $625,100 Building $239,000	$865,830
2024	$7,393.00 (-2.31%)	$825,100 (+9.02%) Land $665,000 Building $160,100
2023	$7,568.00	$756,800 Land $585,200 Building $171,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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