15S Thomas Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 15S Thomas Cir, Marblehead, MA 01945

Property Summary

Property TypeDuplex
Details8 bd · 3 ba · 2,268 sqft · built 1973
Lot Size0.104 acres (4,552 sqft)
OwnerCompany Name on Record
Tax Bill$7,232 (2026)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0163 B:0036 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0163 B:0036 L:0

Interior

Bedrooms8 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms16 Rooms
Units2 Units
Stories2 Stories
Building Area2,268 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,552 sqft (0.104 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address15S THOMAS CIR
CityMARBLEHEAD
StateMA
Zip01945
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeCR
Legal Block36
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3005
Census Tract203302

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address57 WHARF ST, 2G, SALEM, MA 01970-5147
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address15S THOMAS CIR, MARBLEHEAD, MA 01945
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040746-256
DateFeb 24, 2022
Book Page40746/256
Instrument20220224000450
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,232.00 (-0.47%)$844,900 (+5.23%) Land $510,400 Building $334,500$812,520
2025$7,266.00 (+15.06%)$802,900 (+13.92%) Land $510,400 Building $292,500
2024$6,315.00 (-6.05%)$704,800 (+4.85%) Land $487,700 Building $217,100
2023$6,722.00$672,200 Land $465,000 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims47 (1978–2018)
Claims Outside the SFHA3 of 47
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 5 claims
  • Coastal Storm, Oct 1991 · 9 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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