4 Stephanies Pl, Falling Waters, WV 25419 Property Records

Berkeley County property record for 4 Stephanies Pl, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1979
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2022)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6B-0045.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6B-0045.0000`
Alternative APNs	`02-02-6B-0045.0000` `06124721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Modern
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	35,719 sqft (0.819 acres)
Patio Area	272 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06124721
Street Address	4 STEPHANIES PL
City	FALLING WATERS
State	WV
Zip	25419-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.82 AC LOT C16 SEC C POTOMAC HEIGHTS
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	C16
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4 STEPHANIES PL, FALLING WATERS, WV 25419-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed, Transfer · Conventional Mortgage PNC BANK
May 29, 2019	Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20220010282
Deed Book / Page	1383 / 158
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 8, 2022
Property Address	4 STEPHANIES PL, FALLING WATERS, WV 25419-4737
Document Number	001383/158
Book / Page	1383 / 158
Map Reference	DB 245 PG 244
Instrument Date	Feb 24, 2022
Instrument	20220010282
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 STEPHANIES PL, FALLING WATERS, WV 25419-4737

Mortgage

Document Number	20220010284
Date	Mar 8, 2022
Instrument	20220010284

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	May 29, 2019
Property Address	4 STEPHANIES PL, FALLING WATERS, WV 25419-4737
Document Number	0001250/54
Book / Page	1250 / 54
Map Reference	DB 245 PG 244
Instrument Date	May 23, 2019
Instrument	20190016120
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STEPHANIES PL, FALLING WATERS, WV 25419-4737

Mortgage

Document Number	003369/102
Date	May 29, 2019
Book Page	3369/102
Instrument	20190016121

Lender

Name	MICHIGAN MUTUAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (-1.03%)	$110,640 (+2.84%) Land $40,140 Building $70,500	$184,400 (+2.84%) Land $66,900 Building $117,500
2023	$1,359.00	$107,580 Land $36,780 Building $70,800	$179,300 Land $61,300 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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