1 Stephanies Pl, Falling Waters, WV 25419 Property Records

Berkeley County property record for 1 Stephanies Pl, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,513 sqft · built 1993
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2018)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-6B-0057.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6B-0057.0000`
Alternative APNs	`02-02-6B-0057.0000` `06124847`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
1st Floor Area	1,081 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	36,590 sqft (0.839 acres)
Garage Type	Attached
Garage Area	816 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06124847
Street Address	1 STEPHANIES PL
City	FALLING WATERS
State	WV
Zip	25419-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #C15 SEC C POTOMAC HEIGHTS .84 ACRES
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	C15
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Sep 5, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20180033702
Deed Book / Page	1223 / 135
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3768/339
Date	Sep 2, 2021
Book Page	3768/339
Instrument	20210032536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3297/568
Date	Sep 5, 2018
Book Page	3297/568
Instrument	20180033707

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3422/551
Date	Oct 23, 2019
Book Page	3422/551
Instrument	20190032218

Lender

Name	NATIONS LENDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 5, 2018
Property Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736
Document Number	1223/135
Book / Page	1223 / 135
Map Reference	DB 245 PG 244
Instrument Date	Aug 27, 2018
Instrument	20180033702
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 STEPHANIES PL, FALLING WATERS, WV 25419-4736

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (-2.14%)	$124,260 (+1.77%) Land $40,080 Building $84,180	$207,100 (+1.77%) Land $66,800 Building $140,300
2023	$1,543.00	$122,100 Land $36,720 Building $85,380	$203,500 Land $61,200 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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