4 Spruce Ct, Berlin, MD 21811 Property Records

Worcester County property record for 4 Spruce Ct, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,872 sqft · built 2001
Lot Size0.207 acres (9,006 sqft)
Owner2 Individual Names on File
Last Sale$317,000 (Jan 2021)
Tax Bill$3,215 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN03-110109

Property Details

APN / Parcel Number

Primary APN03-110109
Alternative APN
  • 110109

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,872 sqft Total Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,006 sqft (0.207 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area136 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number110109
Street Address4 SPRUCE CT
CityBERLIN
StateMD
Zip21811-1666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-10-208 9006 SQ FT SPRUCE COURT PL OCEAN PINES SEC 10
Legal SubdivisionOCEAN PINES SEC 10
Legal Lot Number208
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group2
Census Block2006
Census Tract951101

Owner

Source: Worcester County records · APN 03-110109

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 SPRUCE CT, BERLIN, MD 21811-1666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Prior SaleFeb 01, 2001 · Amount on Record
Deed Book / Page7915 / 478
Prior Transfer DateJan 24, 2017
Prior Transfer Doc0069580032
Record UpdatedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateJan 28, 2021
Property Address4 SPRUCE CT, OCEAN PINES, MD 21811-1666
Document Number0079150478
Book / Page7915 / 478
Map ReferenceMB FWH 14 FO 45
Instrument DateJan 25, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyMARYLAND TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 SPRUCE CT, 4, OCEAN PINES, MD 21811-1666

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 SPRUCE CT, BERLIN, MD 21811-1666

Mortgage

Document Number0007915483
DateJan 28, 2021
Instrument7915/483
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MD
Recording DateMar 17, 2017
Property Address4 SPRUCE CT, OCEAN PINES, MD 21811-1666
Document Number0069580032
Book / Page006958 / 000032
Instrument DateJan 24, 2017
Transaction TypeTransfer
Record UpdatedApr 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 SPRUCE CT OCEAN PINES MD 218111666, OCEAN PINES, MD 21811-1666

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$372,567 (+6.96%)$396,800 (-) Land $93,000 Building $303,800
2025$3,215.00 (+12.29%)$348,333 (+16.41%)$396,800 (+22.43%) Land $93,000 Building $303,800
2023$2,863.00$299,233$324,100 Land $89,000 Building $235,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479511012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Choptank Electric Cooperative, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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