10 Spruce Ct, Berlin, MD 21811 Property Records

Worcester County property record for 10 Spruce Ct, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,623 sqft · built 1988
Lot Size0.186 acres (8,109 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Nov 2015)
Tax Bill$1,988 (2026)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APN03-107833

Property Details

APN / Parcel Number

Primary APN03-107833
Alternative APN
  • 107833

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,623 sqft Total Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,109 sqft (0.186 acres)
PorchPorch
Porch Area120 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number107833
Street Address10 SPRUCE CT
CityBERLIN
StateMD
Zip21811-1666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT B-10-211 8109 SQ FT SPRUCE CT PL OCEAN PINES SEC 10
Legal SubdivisionOCEAN PINES
Legal Lot Number211
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group2
Census Block2006
Census Tract951101

Owner

10 Spruce Ct is owned and occupied by two individuals who acquired it in April 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address10 SPRUCE CT, BERLIN, MD 21811-1666
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2015 · Amount on File
Deed SaleNov 23, 2015 · Amount on File
Prior SaleOct 10, 1988 · Amount on File
Deed Book / Page6674 / 288
Last Transfer DateApr 19, 2021
Transfer Doc0080340351
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWORCESTER MD
Recording DateMay 4, 2021
Property Address10 SPRUCE CT, OCEAN PINES, MD 21811-1666
Document Number0080340351
Book / Page8034 / 351
Map ReferenceMB FWH 14 FO 45
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedJun 10, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 SPRUCE CT, BERLIN, MD 21811-1666

Tax Assessment & Valuation

The 2026 property tax bill for 10 Spruce Ct was $1,988 with a homeowner's exemption, up 1.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,988.00 (+1.64%) Homeowner's exemption$325,300 (+8.76%)$351,500 (-) Land $92,300 Building $259,200
2025$1,956.00 Homeowner's exemption$299,100$351,500 Land $92,300 Building $259,200
2023$1,870.00 Homeowner's exemption$247,467$272,900 Land $88,300 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Spruce Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Ct

Nearby Streets

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