4 Spring Crossing Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 4 Spring Crossing Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,196 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Jul 2022)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R60003000003520000`

Property Details

APN / Parcel Number

Primary APN	`R60003000003520000`
Alternative APN	`10123913`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4 SPRING CROSSING DR
City	BLUFFTON
State	SC
Zip	29910-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 28 SANDY POINTE S/D PH I PB82 P174 PB101 P24
Legal Subdivision	SANDY POINT SUBDIVISION
Legal Phase	1
Legal Lot Number	28
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1035
Census Tract	2106

Owner

Source: Beaufort County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 4, 2017	Loan Modification, Mortgage ATLANTIC BAY MTG
Jan 19, 2017	Grant Deed ATTORNEY ONLY
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	202238280
Deed Book / Page	4160 / 3091
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000003141
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 1, 2022
Property Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000038280
Book / Page	4160 / 3091
Map Reference	MB 82 PG 174
Instrument Date	Jun 17, 2022
Instrument	2022038280
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842

Mortgage

Document Number	0000038281
Date	Jul 1, 2022
Instrument	2022038281

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021857
Date	Apr 29, 2020
Book Page	3859/127
Instrument	2020021857

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000000106
Book / Page	003634 / 000493
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPRING CROSSING DR BLUFFTON SC 299105842, BLUFFTON, SC 29910-5842

Mortgage

Document Number	0000000106
Date	Jan 2, 2018
Book Page	003634/000493
Instrument	106

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 19, 2017
Property Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000003141
Book / Page	003546 / 000893
Instrument Date	Jan 17, 2017
Instrument	3141
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SPRING CROSSING DR BLUFFTON SC 299105842, BLUFFTON, SC 29910-5842

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 24, 2017
Property Address	4 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000003684
Book / Page	3547 / 0215
Map Reference	MB 82 PG 174
Instrument Date	Jan 10, 2017
Instrument	2017003684
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 SHELL HALL WAY, 93, BLUFFTON, SC 29910-7861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CAMPUS LN, BLUFFTON, SC 29909-4655

Mortgage

Document Number	0000003685
Date	Jan 24, 2017
Instrument	2017003685

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 (-0.07%)	$11,030 (-0.02%)
2024	$1,407.00 (-65.65%)	$11,032 (-) Land $2,288 Building $8,744	$275,800 (-) Land $57,200 Building $218,600
2023	$4,096.00 (+412%)	$11,032 (+92.33%) Land $2,288 Building $8,744	$275,800 (+92.33%) Land $57,200 Building $218,600
2022	$800.00	$5,736 Land $1,760 Building $3,976	$143,400 Land $44,000 Building $99,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Spring Crossing Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures