10 Spring Crossing Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 10 Spring Crossing Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,250 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2017)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003000003550000`

Property Details

APN / Parcel Number

Primary APN	`R60003000003550000`
Alternative APN	`10123940`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10 SPRING CROSSING DR
City	BLUFFTON
State	SC
Zip	29910-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 31 SANDY POINTE S/D PH I PB82 P174 PB101 P24
Legal Subdivision	SANDY POINT SUBDIVISION
Legal Phase	1
Legal Lot Number	31
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1035
Census Tract	2106

Owner

Source: Beaufort County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Sep 1, 2017	Grant Deed ATTORNEY ONLY
Aug 2, 2017	Warranty Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	201748207
Deed Book / Page	3604 / 692
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	0000048207
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	10 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000005216
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SPRING CROSSING DR BLUFFTON SC 299105842, BLUFFTON, SC 29910-5842

Mortgage

Document Number	0000005216
Date	Jan 30, 2020
Book Page	003832/002114
Instrument	5216

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 1, 2017
Property Address	10 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000048207
Book / Page	003604 / 000692
Instrument Date	Aug 8, 2017
Instrument	48207
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$536.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SPRING CROSSING DR BLUFFTON SC 299105842, BLUFFTON, SC 29910-5842

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 2, 2017
Property Address	10 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Document Number	0000041568
Book / Page	3595 / 2985
Map Reference	MB 82 PG 174
Instrument Date	Jul 27, 2017
Instrument	2017041568
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 PARKSIDE DR, 98, BLUFFTON, SC 29910-6140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRING CROSSING DR, BLUFFTON, SC 29910-5842

Mortgage

Document Number	0000041569
Date	Aug 2, 2017
Instrument	2017041569

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+1.66%)	$10,690 (-7.4%)
2024	$2,704.00	$11,544 (-) Land $2,288 Building $9,256	$288,600 (-) Land $57,200 Building $231,400
2023	$2,704.00 (+10.05%)	$11,544 (+86.31%) Land $2,288 Building $9,256	$288,600 (+86.31%) Land $57,200 Building $231,400
2022	$2,457.00	$6,196 Land $1,760 Building $4,436	$154,900 Land $44,000 Building $110,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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