Franklin County property record for 4 Somerfield Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 978 sqft · built 2020 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9-31.1-0-020-010.560 |
| Primary APN | 18-9-31.1-0-020-010.560 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 978 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 4 SOMERFIELD DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:78 BROOKMOORE PLAT 4 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 31 |
| Legal Subdivision | BROOKMOORE (LOC 18) |
| Legal Lot Number | 78 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 800606 |
Source: Franklin County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Line of Credit LEGENDS BANK |
| Mar 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 6, 2020 | Deed of Trust, Construction Loan · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 |
| Deed Sale | Nov 26, 2025 |
| Prior Sale | Mar 15, 2021 |
| Deed Document Number | 2515212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 26, 2025 |
| Property Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Document Number | 0002515212 |
| Map Reference | DOC 0805657 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2515212 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, ETC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2978 BELEW RD, SULLIVAN, MO 63080-4513 |
| Name | Verified Name |
|---|---|
| Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Document Number | 0002515213 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2515213 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 15, 2021 |
| Property Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Document Number | 0002104745 |
| Map Reference | DOC 0805657 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2104745 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Document Number | 0002104746 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2104746 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 6, 2020 |
| Property Address | 4 SOMERFIELD DR, UNION, MO 63084-4931 |
| Document Number | 0000003276 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 3276 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 N OAK ST UNION MO 630841635, UNION, MO 63084-1635 |
| Document Number | 0000003276 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 3276 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,959.00 (+9.14%) | $32,872 (+10.12%) | $173,010 (+10.12%) Land $22,000 Building $151,010 |
| 2023 | $1,795.00 (+6.59%) | $29,851 | $157,110 Land $22,000 Building $135,110 |
| 2022 | $1,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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