Franklin County property record for 3 Somerfield Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,534 sqft · built 2006 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,548 (Feb 2025) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9-31.1-0-015-010.310 |
| Primary APN | 18-9-31.1-0-015-010.310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 3 SOMERFIELD DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:25 BROOKMOORE PLAT 2 |
| Legal Range | 1E |
| Legal Township | 43N |
| Legal Section | 31 |
| Legal Subdivision | BROOKMOORE (LOC 18) |
| Legal Lot Number | 25 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 800606 |
Source: Franklin County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 SOMERFIELD DR, UNION, MO 63084-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORPORATION |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE |
| Oct 7, 2019 | Deed of Trust, Mortgage WEST CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2016 · Amount on Record |
| Deed Document Number | 2025835 |
| Prior Transfer Date | Dec 5, 2009 |
| Prior Transfer Doc | 0000024522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 13, 2026 |
| Property Address | 3 SOMERFIELD DR, UNION, MO 63084-4929 |
| Document Number | 0002610689 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20262610689 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY |
| Name | Verified Name |
|---|---|
| Address | 3 SOMERFIELD DR, UNION, MO 63084-4929 |
| Document Number | 0002610689, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20262610689 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 3 SOMERFIELD DR, UNION, MO 63084-4929 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002117506 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2117506 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 3 SOMERFIELD DR, UNION, MO 63084-4929 |
| Document Number | 0000015047 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 3 SOMERFIELD DR UNION MO 630844929, UNION, MO 63084-4929 |
| Document Number | 0000015047 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 15047 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 3, 2029 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 (+8.25%) | $39,621 (+9.18%) | $208,530 (+9.18%) Land $22,000 Building $186,530 |
| 2023 | $2,182.00 (-8.4%) | $36,290 | $191,000 Land $22,000 Building $169,000 |
| 2022 | $2,382.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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