Somerset County and Franklin Township property record for 4 Smithwold Rd, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,373 sqft · built 1987 |
| Lot Size | 0.676 acres (29,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2007) |
| Tax Bill | $12,597 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00424-04-00480 |
| Primary APN | 08-00424-04-00480 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,373 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 29,460 sqft (0.676 acres) |
| Garage Type | Attached |
| Street Address | 4 SMITHWOLD RD |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-4870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | QUAIL BROOK VI-C |
| Legal Block | 424.4 |
| Legal Lot Number | 480 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53105 |
4 Smithwold Rd is owned and occupied by two individuals who bought it in October 2007.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SMITHWOLD RD, SOMERSET, NJ 08873-4870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2007 · Amount on File |
| Deed Sale | Oct 31, 2007 · Amount on File |
| Prior Sale | Aug 18, 1999 · Amount on File |
| Deed Document Number | 200762920 |
| Deed Book / Page | 6081 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 SMITHWOLD RD, SOMERSET, NJ 08873-4870 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0000033659 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 7347/2864 |
| Instrument | 2021033659 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | SOMERSET, NJ 08873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 13, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4 Smithwold Rd was $12,597, up 8.7% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,400 (+2.07%) Land $329,600 Building $409,800 | $739,400 (+2.07%) Land $329,600 Building $409,800 | |
| 2025 | $12,597.00 (+8.66%) | $724,400 Land $314,600 Building $409,800 | $724,400 Land $314,600 Building $409,800 |
| 2024 | $11,593.00 | ||
| 2023 | $587,700 Land $279,600 Building $308,100 | $587,700 Land $279,600 Building $308,100 | |
| 2022 | $10,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Smithwold Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Smithwold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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