Somerset County and Franklin Township property record for 2 Smithwold Rd, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,254 sqft · built 1989 |
| Lot Size | 0.818 acres (35,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2003) |
| Tax Bill | $12,197 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00424-04-00481 |
| Primary APN | 08-00424-04-00481 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 35,619 sqft (0.818 acres) |
| Garage Type | Attached |
| Street Address | 2 SMITHWOLD RD |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-4870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 424.4 |
| Legal Lot Number | 481 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53105 |
2 Smithwold Rd is owned and occupied by two individuals who bought it in December 2003.
Source: Somerset County and Franklin Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SMITHWOLD RD, SOMERSET, NJ 08873-4870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2003 · Amount on File |
| Deed Sale | Dec 22, 2003 · Amount on File |
| Prior Sale | Jun 3, 1997 · Amount on File |
| Deed Book / Page | 5522 / 2423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 2 SMITHWOLD RD, SOMERSET, NJ 08873-4870 |
| Document Number | 0000030943 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 SMITHWOLD RD SOMERSET NJ 088734870, SOMERSET, NJ 08873-4870 |
| Document Number | 0000030943 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 007143/003674 |
| Instrument | 30943 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2049 |
The 2025 property tax bill for 2 Smithwold Rd was $12,197, up 7.9% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716,400 (+2.14%) Land $335,700 Building $380,700 | $716,400 (+2.14%) Land $335,700 Building $380,700 | |
| 2025 | $12,197.00 (+7.94%) | $701,400 Land $320,700 Building $380,700 | $701,400 Land $320,700 Building $380,700 |
| 2024 | $11,300.00 | ||
| 2023 | $571,600 Land $285,700 Building $285,900 | $571,600 Land $285,700 Building $285,900 | |
| 2022 | $10,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Smithwold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Smithwold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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