Charleston County property record for 4 Smith St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,701 sqft · built 1860 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,650,000 (Aug 2021) |
| Tax Bill | $28,896 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 457-08-03-060 |
| Primary APN | 457-08-03-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,701 sqft Living Area |
| Gross Area | 2,791 sqft |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 1,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 132 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 779 sqft |
| Deck Area | 133 sqft |
| Patio Area | 133 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 SMITH ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -4 SMITH |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100 |
4 Smith St is owned by an individual who bought it in August 2021.
Source: Charleston County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 459, SPARTA, NC 28675-0459 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Dec 14, 2007 · Amount on File |
| Deed Document Number | 2021 |
| Deed Book / Page | 1024 / 645 |
| Prior Transfer Date | Aug 15, 2003 |
| Prior Transfer Doc | T462/0137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 19, 2021 |
| Property Address | 4 SMITH ST, CHARLESTON, SC 29401-1706 |
| Document Number | 0010240645 |
| Book / Page | 1024 / 645 |
| Instrument Date | Jul 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 459, SPARTA, NC 28675-0459 |
| Document Number | 0001024646 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 1024/646 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 4 Smith St was $28,896, up 10.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,896.00 (+10.24%) | $1,761,339 (+1,816.58%) Land $747,235 Building $1,014,104 | $2,085,000 Land $762,700 Building $1,322,300 |
| 2024 | $26,212.00 | $91,900 | |
| 2022 | $24,366.00 | $91,900 | $1,650,000 Land $700,000 Building $950,000 |
| 2020 | $1,650,000 Land $700,000 Building $950,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 149 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 199 units insured incl. 50 condo units |
| Nearby Flood Claims | 335 (1979–2023) |
| Claims Outside the SFHA | 8 of 335 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Home Telecom.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures