11 Smith St, Charleston, SC 29401 Property Records

Charleston County property record for 11 Smith St, Charleston, SC 29401

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,976 sqft · built 1940
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$839,000 (Jul 2019)
Tax Bill	$16,124 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-08-03-075`

Property Details

APN / Parcel Number

Primary APN	`457-08-03-075`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,976 sqft Total Area
1st Floor Area	1,488 sqft
Upper Floors Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	160 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	120 sqft
Patio Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	11 SMITH ST
City	CHARLESTON
State	SC
Zip	29401-1781
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION NAME -11 SMITH ST DESCRIPTION -LT 11
Legal Subdivision	11 SMITH ST
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	610 ELM ST, CONWAY, SC 29526-4371
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit CONWAY NATIONAL BANK
Jul 10, 2019	Grant Deed, Transfer · Line of Credit COASTAL CAROLINA NAT'L BK
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Book / Page	806 / 907
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Apr 22, 2026
Property Address	11 SMITH ST, CHARLESTON, SC 29401-1781
Document Number	1383000838
Book / Page	1383 / 838
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1515 9TH AVE, CONWAY, SC 29526-4107

Mortgage

Document Number	1383000838,
Date	Apr 22, 2026
Book Page	1383/838

Lender

Name	CONWAY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	46 Months
Due	Feb 26, 2030

Interest

Rate	6.38%
Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 10, 2019
Property Address	11 SMITH ST, CHARLESTON, SC 29401-1781
Document Number	0806/0907
Book / Page	000806 / 000907
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$839.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 ELM ST CONWAY SC 295264371, CONWAY, SC 29526-4371

Mortgage

Document Number	806/0909
Date	Jul 10, 2019
Book Page	000806/000909

Lender

Name	COASTAL CAROLINA NAT'L BK
Type	Bank
Address	1106 3RD AVE, CONWAY, SC 29526-5104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 9, 2024

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	11 SMITH ST, CHARLESTON, SC 29401-1781
Document Number	0738/0089
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SMITH ST CHARLESTON SC 294011781, CHARLESTON, SC 29401-1781

Mortgage

Document Number	0738/0089
Date	Aug 3, 2018
Book Page	000738/000089

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2033

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,124.00 (+10.51%)	$964,850 (+1,816.67%) Land $569,250 Building $395,600	$1,206,775 (+43.83%) Land $744,675 Building $462,100
2024	$14,591.00 (+8.06%)	$50,340 (-)
2022	$13,503.00	$50,340	$839,000 (-) Land $495,000 Building $344,000
2020			$839,000 Land $495,000 Building $344,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	199 units insured incl. 50 condo units
Nearby Flood Claims	335 (1979–2023)
Claims Outside the SFHA	8 of 335
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 78 claims Hurricane Matthew, Oct 2016 · 61 claims Hurricane Hugo, Sep 1989 · 149 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

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