Buchanan County property record for 4 SE Eagle Ridge Dr, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 3,080 sqft · built 2021 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,030 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2026 Transfer + 3 more |
| APN | 07-3.0-08-000-000-005.005 |
| Primary APN | 07-3.0-08-000-000-005.005 |
|---|
| Building Area | 3,080 sqft Base Area |
|---|---|
| 1st Floor Area | 3,080 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 87,991 sqft (2.02 acres) |
| Street Address | 4 SE EAGLE RIDGE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 08-57-34NWSUB:EAGLE RIDGE ESTATES LOT:4 BLK:LGL DESC: |
| Legal Range | 34W |
| Legal Township | 57N |
| Legal Section | 08 |
| Legal Subdivision | EAGLE RIDGE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 2700 |
Source: Buchanan County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 25, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Oct 15, 2019 | Deed, Transfer PREFERRED TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 |
| Deed Sale | Oct 15, 2019 |
| Deed Document Number | 20198946 |
| Deed Book / Page | 3742 / 495 |
| Last Transfer Date | Sep 23, 2026 |
| Transfer Doc | 0000008187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 25, 2026 |
| Property Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Number | 0000008187 |
| Book / Page | 3822 / 919 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20268187 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 18, 2026 |
| Property Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Number | 0000006841 |
| Book / Page | 3821 / 581 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20266841 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | PREFERRED TTL OF ST JOSEPH T |
| Name | Verified Name |
|---|---|
| Address | 6301 SE 70TH RD, SAINT JOSEPH, MO 64507-7780 |
| Document Number | 003778/510 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 3778/510 |
| Instrument | 2022007125 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | PREFERRED TTL OF ST JOSEPH L |
| Name | Verified Name |
|---|
| Document Number | 003761/607 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 3761/607 |
| Instrument | 2021004258 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 28, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 15, 2019 |
| Property Address | 4 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Number | 003742/495 |
| Book / Page | 3742 / 495 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019008946 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6301 SE 70TH RD, SAINT JOSEPH, MO 64507-7780 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,030.00 | $151,550 (+6.93%) Land $11,400 Building $140,150 | $797,610 (+6.92%) Land $60,000 Building $737,610 |
| 2024 | $9,030.00 (+18.05%) | ||
| 2023 | $7,649.00 (+113.96%) | $141,730 (+115.72%) Land $11,400 Building $130,330 | $745,970 (+115.72%) Land $60,000 Building $685,970 |
| 2022 | $3,575.00 | $65,700 Land $11,400 Building $54,300 | |
| 2021 | $345,800 Land $60,000 Building $285,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDREW COUNTY PWSD 2 serves 3,580 people · EPA ID MO1024005 |
|---|---|
| Water Source | Purchased groundwater from MO AMERICAN ST JOSEPH |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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