Buchanan County property record for 2 SE Eagle Ridge Dr, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 2,691 sqft · built 2005 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,500 (May 2026) |
| Tax Bill | $5,351 (2025) |
| Deeds & Mortgages | Nov 2005 Mortgage May 2026 Mortgage + 1 more |
| APN | 07-3.0-08-000-000-005.003 |
| Primary APN | 07-3.0-08-000-000-005.003 |
|---|
| Building Area | 2,691 sqft Base Area |
|---|---|
| 1st Floor Area | 2,691 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 76,230 sqft (1.75 acres) |
| Street Address | 2 SE EAGLE RIDGE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 08-57-34NWSUB:EAGLE RIDGE ESTATES LOT:2 BLK:LGL DESC: |
| Legal Range | 34W |
| Legal Township | 57N |
| Legal Section | 08 |
| Legal Subdivision | EAGLE RIDGE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 2700 |
Source: Buchanan County records · APN 07-3.0-08-000-000-005.003
Assessment roll updated November 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 08, 2005 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 01, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 01, 2026 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2026 · Amount on Record |
| Deed Sale | May 01, 2026 · Amount on Record |
| Deed Document Number | 20263370 |
| Deed Book / Page | 3818 / 150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 02849/0247 |
|---|---|
| Date | Nov 08, 2005 |
| Book Page | 2849/0247 |
| Instrument | 2005017706 |
| Name | US BANK NA |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 01, 2026 |
| Property Address | 2 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Number | 0000003387 |
| Book / Page | 3818 / 167 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 6582 S AGUSTA LN, SAFFORD, AZ 85546-9801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003387, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 3818/167 |
| Instrument | 20263387 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 01, 2026 |
| Property Address | 2 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Document Number | 0000003370 |
| Book / Page | 3818 / 150 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.3370 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | ST JOSEPH TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SE EAGLE RIDGE DR, SAINT JOSEPH, MO 64507-8123 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003387, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026..3387 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,351.00 (+0.02%) | $89,800 (+6.59%) Land $10,260 Building $79,540 | $472,610 (+6.58%) Land $54,000 Building $418,610 |
| 2024 | $5,350.00 (+17.66%) | ||
| 2023 | $4,547.00 (-0.83%) | $84,250 (-) Land $10,260 Building $73,990 | $443,440 (-) Land $54,000 Building $389,440 |
| 2022 | $4,585.00 | $84,250 Land $10,260 Building $73,990 | |
| 2021 | $443,440 Land $54,000 Building $389,440 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANDREW COUNTY PWSD 2 serves 3,580 people |
|---|---|
| Water Source | Purchased groundwater from MO AMERICAN ST JOSEPH |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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