4 Schuster Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4 Schuster Rd, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,176 sqft · built 1943
Lot Size	0.407 acres (17,760 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Oct 2013)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 15.10-1-31`

Property Details

APN / Parcel Number

Primary APN	`013089 15.10-1-31`
Alternative APNs	`308901501000010310000000` `01501000010310000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	784 sqft
Upper Floors Area	392 sqft
Game Room	Game Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	17,760 sqft (0.407 acres)
Lot Dimensions	177 ft deep x 100 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	651 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501000010310000000
Street Address	4 SCHUSTER RD
City	SCHENECTADY
State	NY
Zip	12303-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3004
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.10-1-31

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SCHUSTER RD, SCHENECTADY, NY 12303-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Mar 01, 2004 · Amount on Record
Deed Document Number	201311492541
Deed Book / Page	3080 / 817
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 SCHUSTER RD, SCHENECTADY, NY 12303-4614
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005914
Date	Mar 28, 2019
Instrument	R2019-05914

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 (+14.47%) Homeowner's exemption	$145,000 (-) Land $29,000 Building $116,000	$193,333 (+13.33%) Land $38,667 Building $154,666
2023		$145,000 (-) Land $29,000 Building $116,000	$170,588 (+7.06%) Land $34,118 Building $136,470
2022		$145,000 Land $29,000 Building $116,000	$159,341 Land $31,868 Building $127,473
2021	$3,351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.