1 Schuster Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1 Schuster Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,848 sqft · built 1928
Lot Size	0.826 acres (36,000 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (May 2008)
Tax Bill	$7,865 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 15.10-1-22`

Property Details

APN / Parcel Number

Primary APN	`013089 15.10-1-22`
Alternative APNs	`308901501000010220000000` `01501000010220000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	2,128 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	150 ft deep x 240 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	616 sqft
Porch	Open Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501000010220000000
Street Address	1 SCHUSTER RD
City	SCHENECTADY
State	NY
Zip	12303-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3001
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.10-1-22

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 SCHUSTER RD, SCHENECTADY, NY 12303-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2008 · Amount on Record
Deed Sale	May 20, 2008 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	200810191710
Deed Book / Page	2920 / 382
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1 SCHUSTER RD, SCHENECTADY, NY 12303-4613
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001531
Date	Jan 21, 2020
Instrument	R2020-01531

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,865.00 (+3.64%) Homeowner's exemption Additional exemption filed	$316,200 (-) Land $63,000 Building $253,200	$421,600 (+13.33%) Land $84,000 Building $337,600
2023		$316,200 (-) Land $63,000 Building $253,200	$372,000 (+7.06%) Land $74,118 Building $297,882
2022		$316,200 Land $63,000 Building $253,200	$347,473 Land $69,231 Building $278,242
2021	$7,589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146163, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0100205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.