4 Saunders Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 4 Saunders Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,547 sqft · built 1940
Lot Size	0.205 acres (8,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Nov 1999)
Tax Bill	$6,349 (2025)
Deeds & Mortgages	Feb 2020 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:098 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:098 S:005`
Alternative APN	`LYNN M:090 B:098 L:005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	3,102 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,947 sqft (0.205 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 SAUNDERS RD
City	LYNN
State	MA
Zip	01904-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	04 FRANKLIN ST
Legal Block	98
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1003
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SAUNDERS RD, LYNN, MA 01904-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Aug 27, 2018	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 1999 · Amount on Record
Deed Sale	Nov 22, 1999 · Amount on Record
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	4 SAUNDERS RD, LYNN, MA 01904-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38289-56
Date	Feb 26, 2020
Book Page	38289/56
Instrument	20200226002250

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 27, 2018
Property Address	4 SAUNDERS RD, LYNN, MA 01904-1508
Document Number	36965-396
Book / Page	36965 / 396
Instrument	180827001230
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$51.30
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 SAUNDERS RD, LYNN, MA 01904-1508
Investor	Possibly a Property Investor

Mortgage

Document Number	36965-398
Date	Aug 27, 2018
Book Page	36965/398
Instrument	180827001240

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,349.00 (+4.03%)	$612,800 (+5.73%) Land $222,500 Building $390,300	$528,295
2024	$6,103.00 (+2.36%)	$579,600 (+8.4%) Land $221,000 Building $358,600
2023	$5,962.00	$534,700 Land $221,000 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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