15 Saunders Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 15 Saunders Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 931 sqft · built 1900
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2021)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:067 S:055`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:067 S:055`
Alternative APN	`LYNN M:090 B:067 L:055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	931 sqft Living Area
Gross Area	1,827 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	15 SAUNDERS RD
City	LYNN
State	MA
Zip	01904-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	67
Legal Lot Number	55
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1005
Census Tract	205300

Owner

15 Saunders Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SAUNDERS RD, LYNN, MA 01904-1547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Book / Page	39831 / 402
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 30, 2021
Property Address	15 SAUNDERS RD, LYNN, MA 01904-1547
Document Number	039831-402
Book / Page	39831 / 402
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 SAUNDERS RD, LYNN, MA 01904-1547
Investor	Possibly a Property Investor

Mortgage

Document Number	0039831405
Date	Apr 30, 2021
Instrument	39831/405

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 SAUNDERS RD, LYNN, MA 01904-1547
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35826-439
Date	Apr 28, 2017
Book Page	35826/439
Instrument	13

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 9, 2019
Property Address	15 SAUNDERS RD, LYNN, MA 01904-1547
Document Number	37651-527
Book / Page	37651 / 527
Instrument Date	Jul 9, 2019
Instrument	20190709003310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SAUNDERS RD, LYNN, MA 01904-1547

Mortgage

Document Number	190709003320
Date	Jul 9, 2019
Instrument	190709003320

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 15 Saunders Rd was $3,998, up 2.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (+2.36%)	$385,900 (+4.04%) Land $187,800 Building $198,100	$446,785
2024	$3,906.00 (-0.36%)	$370,900 (+5.49%) Land $186,500 Building $184,400
2023	$3,920.00	$351,600 Land $186,500 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Saunders Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Saunders Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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