4 Sandy Ln, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 4 Sandy Ln, Ocean, NJ 07712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,930 sqft · built 1977
Lot Size	0.699 acres (30,450 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Aug 2024)
Tax Bill	$12,732 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00038-05-00004`

Property Details

APN / Parcel Number

Primary APN	`37-00038-05-00004`
Alternative APNs	`3700038000500004` `3700038E00004`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
1st Floor Area	1,652 sqft
Upper Floors Area	1,312 sqft
Basement Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	30,450 sqft (0.699 acres)
Lot Dimensions	203 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Patio Area	1,096 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700038E00004
Street Address	4 SANDY LN
City	OCEAN
State	NJ
Zip	07712-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO LOT 5 NIT 1A
Legal Subdivision	WAYSIDE ESTATES SEC 02
Legal Block	38.5
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806503

Owner

Source: Monmouth County and Ocean Township records · APN 37-00038-05-00004

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SANDY LN, OCEAN, NJ 07712-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED OAK MTG
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage RED OAK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	202458254
Deed Book / Page	9701 / 4229
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 SANDY LN, OCEAN, NJ 07712-3228
Transaction Type	Mortgage
Record Updated	Jul 06, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SANDY LN, OCEAN, NJ 07712-3228

Mortgage

Document Number	0095216596
Date	Jun 21, 2021
Book Page	9521/6596
Instrument	2021097278

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 SANDY LN, OCEAN, NJ 07712-3228
Document Number	0000083188
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 09, 2020
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SANDY LN OCEAN NJ 077123228, OCEAN, NJ 07712-3228

Mortgage

Document Number	0000083188
Date	Jul 30, 2020
Book Page	009430/005004
Instrument	83188

Lender

Name	RED OAK MTG
Type	Mortgage Company
Address	ADELPHIA, NJ 07710

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 13, 2017
Property Address	4 SANDY LN, OCEAN, NJ 07712-3228
Document Number	0000056868
Book / Page	009231 / 001234
Instrument Date	May 31, 2017
Instrument	56868
Transaction Type	Transfer
Record Updated	Jul 07, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SANDY LN OCEAN NJ 077123228, OCEAN, NJ 07712-3228

Mortgage

Document Number	56869
Date	Jun 13, 2017
Book Page	009231/001267
Instrument	56869

Lender

Name	RED OAK MTG
Type	Mortgage Company
Address	ADELPHIA, NJ 07710

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$953,400 (+1.32%) Land $372,900 Building $580,500	$953,400 (+1.32%) Land $372,900 Building $580,500
2025	$12,732.00 (+10.68%)	$941,000 (+25.15%) Land $457,500 Building $483,500	$941,000 (+25.15%) Land $457,500 Building $483,500
2024	$11,503.00 (-9%)
2023		$751,900 Land $292,500 Building $459,400	$751,900 Land $292,500 Building $459,400
2022	$12,641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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