Monmouth County and Ocean Township property record for 3 Sandy Ln, Ocean, NJ 07712 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,728 sqft Living Area |
| Lot Size | 30,102 sqft (0.691 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $287,000 (1998) |
| Tax Bill | $11,709.00 (2025) |
| Primary APN | 37-00038-04-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,728 sqft Living Area |
| 1st Floor | 1,496 sqft 1st Floor |
| Upper Floors | 1,232 sqft Upper Floors |
| Basement Area | 1,232 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 30,102 sqft (0.691 acres) |
| Depth X Width | 174 ft x 173 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Patio Area | 240 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 3700038D00005 |
|---|---|
| Street Address | 3 SANDY LN |
| City | OCEAN |
| State | NJ |
| Zip | 07712-3227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WAYSIDE ESTATES SEC 02 |
| Legal Block | 38.4 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | OCEAN |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 806503 |
Source: Monmouth County and Ocean Township records · APN 37-00038-04-00005
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Mar 20, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 1998 · Amount on Record |
| Deed Sale | Oct 28, 1998 · Amount on Record |
| Deed Book / Page | 5765 / 71 |
| Last Transfer Date | Apr 25, 2012 |
| Transfer Doc | 0089465250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Document Number | 0095590212 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 9559/212 |
| Instrument | 2021167363 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095590200 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 9559/200 |
| Instrument | 2021167362 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Document Number | 0094925289 |
|---|---|
| Date | Mar 20, 2021 |
| Book Page | 9492/5289 |
| Instrument | 2021043925 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Document Number | 0000088358 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2020 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 SANDY LN OCEAN NJ 077123227, OCEAN, NJ 07712-3227 |
| Document Number | 0000088358 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 009433/000026 |
| Instrument | 88358 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SANDY LN, OCEAN, NJ 07712-3227 |
| Document Number | 0000092293 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3 SANDY LN OCEAN NJ 077123227, OCEAN, NJ 07712-3227 |
| Document Number | 0000092293 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 009312/003207 |
| Instrument | 92293 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $875,100 (+1.12%) Land $362,900 Building $512,200 | $875,100 (+1.12%) Land $362,900 Building $512,200 | |
| 2025 | $11,709.00 (+12.08%) | $865,400 (+27.38%) Land $445,500 Building $419,900 | $865,400 (+27.38%) Land $445,500 Building $419,900 |
| 2024 | $10,447.00 (-8.65%) | ||
| 2023 | $679,400 Land $280,500 Building $398,900 | $679,400 Land $280,500 Building $398,900 | |
| 2022 | $11,436.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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