4 Sands Dr, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 4 Sands Dr, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,196 sqft · built 1983
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Feb 2005)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:57 L:2`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:57 L:2`
Alternative APNs	`00255400` `255400`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,632 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	255400
Street Address	4 SANDS DR
City	OLD LYME
State	CT
Zip	06371-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	2
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	3
Census Block	3011
Census Tract	660101

Owner

4 Sands Dr is owned and occupied by an individual who bought it in February 2005.

Source: Old Lyme Town records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4 SANDS DR, OLD LYME, CT 06371-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 3, 2021	Deed of Trust, Mortgage · Negative Amortization BETTER MORTGAGE CORP
Aug 14, 2017	Deed of Trust, Mortgage MCCUE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2005 · Amount on File
Deed Sale	Feb 4, 2005 · Amount on File
Prior Sale	Apr 12, 2004 · Amount on File
Deed Book / Page	322 / 229
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	4 SANDS DR, OLD LYME, CT 06371-1641
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000459-932
Date	Apr 15, 2024
Book Page	459/932

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	4 SANDS DR, OLD LYME, CT 06371-1641
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445-356
Date	Aug 3, 2021
Book Page	445/356

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	4 SANDS DR, OLD LYME, CT 06371-1641
Document Number	417-1175
Book / Page	000417 / 001175
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SANDS DR OLD LYME CT 063711641, OLD LYME, CT 06371-1641

Mortgage

Document Number	417-1175
Date	Aug 14, 2017
Book Page	000417/001175

Lender

Name	MCCUE MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Sands Dr was $4,273.

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,273.00	$263,300 Land $69,900 Building $193,400	$184,310 Land $48,930 Building $135,380
2024	$4,273.00 (+8.42%)
2023	$3,941.00	$167,700 (-) Land $72,100 Building $95,600
2022	$3,941.00	$167,700 Land $72,100 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Sands Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Sands Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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