Old Lyme Town property record for 3 Sands Dr, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,048 sqft · built 1960 |
| Lot Size | 0.988 acres (43,049 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,603 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OLYM M:57 L:10 |
| Primary APN | OLYM M:57 L:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 4,348 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,049 sqft (0.988 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 256100 |
|---|---|
| Street Address | 3 SANDS DR |
| City | OLD LYME |
| State | CT |
| Zip | 06371-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU40 |
| Legal Lot Number | 10 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 660101 |
3 Sands Dr is owned and occupied by an individual.
Source: Old Lyme Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SANDS DR, OLD LYME, CT 06371-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit ESSEX BANK |
| Dec 14, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK |
| Apr 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | Sep 8, 2026 |
| Property Address | 3 SANDS DR, OLD LYME, CT 06371-1642 |
| Document Number | 0473000737 |
| Book / Page | 473 / 737 |
| Instrument Date | Aug 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 SANDS DR, OLD LYME, CT 06371-1642 |
| Document Number | 0473000737, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 473/737 |
| Name | ESSEX BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 3 SANDS DR, OLD LYME, CT 06371-1642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 426-203 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 426/203 |
| Name | ESSEX SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | Apr 12, 2017 |
| Property Address | 3 SANDS DR, OLD LYME, CT 06371-1642 |
| Document Number | 415-1199 |
| Book / Page | 000415 / 001199 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SANDS DR OLD LYME CT 063711642, OLD LYME, CT 06371-1642 |
The 2025 property tax bill for 3 Sands Dr was $3,603.
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,603.00 | $222,000 Land $84,600 Building $137,400 | $155,400 Land $59,220 Building $96,180 |
| 2024 | $3,603.00 (-8.37%) | ||
| 2023 | $3,932.00 | $167,300 (-) Land $87,300 Building $80,000 | |
| 2022 | $3,932.00 | $167,300 Land $87,300 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Sands Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Sands Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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