4 Sandra Ln, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 4 Sandra Ln, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,144 sqft · built 1965
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$603,500 (Aug 2019)
Tax Bill$11,049 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Oct 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:63-P:008

Property Details

APN / Parcel Number

Primary APNM:63-P:008
Alternative APN
  • NREA M:063.0 B:0000 L:0008.0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,144 sqft Living Area
Gross Area1,094 sqft
1st Floor Area1,012 sqft
Basement Area1,012 sqft
Unfinished Basement575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address4 SANDRA LN
CityNORTH READING
StateMA
Zip01864-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number8.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1011
Census Tract330101

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 SANDRA LN, NORTH READING, MA 01864-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Oct 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Aug 30, 2019Quit Claim Deed, Transfer · Conventional Mortgage
ROCKLAND TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleJan 30, 1991 · Amount on Record
Deed Document Number2019130959
Deed Book / Page73203 / 389
Prior Transfer DateAug 23, 2019
Prior Transfer Doc73203-389
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address4 SANDRA LN, NORTH READING, MA 01864-2416
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080768-99
DateSep 29, 2022
Book Page80768/99
Instrument146953
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueOct 1, 2067
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address4 SANDRA LN, NORTH READING, MA 01864-2416
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75940-515
DateOct 21, 2020
Book Page75940/515
Instrument191974
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateAug 30, 2019
Property Address4 SANDRA LN, NORTH READING, MA 01864-2416
Document Number73203-389
Book / Page073203 / 000389
Instrument DateAug 23, 2019
Instrument130959
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,751.96
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 SANDRA LN NORTH READING MA 018642416, NORTH READING, MA 01864-2416

Mortgage

Document Number73203-393
DateAug 30, 2019
Book Page073203/000393
Instrument130960
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,049.00 (+4.61%)$848,600 (+4.93%) Land $422,900 Building $425,700$906,710
2025$10,562.00 (+2.55%)$808,700 (+3.73%) Land $391,700 Building $417,000
2024$10,299.00 (+1.29%)$779,600 (+7.26%) Land $362,600 Building $417,000
2023$10,168.00$726,800 Land $350,900 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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