Middlesex County and North Reading Town property record for 3 Sandra Ln, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,214 sqft · built 1965 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $504,600 (Apr 2006) |
| Tax Bill | $9,216 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:63-P:004 |
| Primary APN | M:63-P:004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | NORT-213/063.0-0000-0004.0 |
|---|---|
| Street Address | 3 SANDRA LN |
| City | NORTH READING |
| State | MA |
| Zip | 01864-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 4.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 330101 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 SANDRA LN, NORTH READING, MA 01864-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 19, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit WINTER HILL FSB |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WINTER HILL FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2006 · Amount on Record |
| Deed Sale | Apr 14, 2006 · Amount on Record |
| Prior Sale | Sep 24, 1997 · Amount on Record |
| Deed Document Number | 200666821 |
| Deed Book / Page | 47284 / 326 |
| Last Transfer Date | Aug 18, 2026 |
| Transfer Doc | 0000104659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 3 SANDRA LN, NORTH READING, MA 01864-2415 |
| Document Number | 0000104659 |
| Book / Page | 86032 / 60 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026104659 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SANDRA LN, NORTH READING, MA 01864-2415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 SANDRA LN, NORTH READING, MA 01864-2415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78533-279 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78533/279 |
| Instrument | 188735 |
| Name | WINTER HILL FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 SANDRA LN, NORTH READING, MA 01864-2415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78533-266 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78533/266 |
| Instrument | 188734 |
| Name | WINTER HILL FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,216.00 (+4.37%) | $707,800 (+4.69%) Land $428,900 Building $278,900 | $756,812 |
| 2025 | $8,830.00 (+7.54%) | $676,100 (+8.77%) Land $397,200 Building $278,900 | |
| 2024 | $8,211.00 (-2.18%) | $621,600 (+3.6%) Land $367,800 Building $253,800 | |
| 2023 | $8,394.00 | $600,000 Land $355,900 Building $244,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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