4 S Point Rd, Orinda, CA 94563 Property Records

Contra Costa County property record for 4 S Point Rd, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,252 sqft · built 2002
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,670,000 (Sep 2004)
Tax Bill	$28,639 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`260-030-014-5`

Property Details

APN / Parcel Number

Primary APN	`260-030-014-5`
Alternative APNs	`260-030-014` `2600300053`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,252 sqft Living Area
1st Floor Area	2,247 sqft
2nd Floor Area	2,005 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 S POINT RD
City	ORINDA
State	CA
Zip	94563-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE VISTA POR LOT 44
Legal Subdivision	MONTE VISTA
Legal Lot Number	44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	354002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 S POINT RD, ORINDA, CA 94563-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 9, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 15, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2004 · Amount on Record
Deed Sale	Sep 9, 2004 · Amount on Record
Prior Sale	Jan 31, 2001 · Amount on Record
Deed Document Number	2004348659
Last Transfer Date	Mar 25, 2014
Transfer Doc	0000048552
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 S POINT RD, ORINDA, CA 94563-1923
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073597
Date	May 21, 2019
Instrument	2019-073597

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 S POINT RD, ORINDA, CA 94563-1923
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048699
Date	Apr 9, 2019
Instrument	2019-048699

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 S POINT RD, ORINDA, CA 94563-1923
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S POINT RD, ORINDA, CA 94563-1923

Mortgage

Document Number	0000116266
Date	Apr 19, 2021
Instrument	2021-116266

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	2
Max Rate	7.75%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 S POINT RD, ORINDA, CA 94563-1923
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S POINT RD, ORINDA, CA 94563-1923

Mortgage

Document Number	0000349655
Date	Dec 30, 2021
Instrument	2021-349655

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4 S POINT RD, ORINDA, CA 94563-1923
Document Number	0000106461
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 S POINT RD ORINDA CA 945631923, ORINDA, CA 94563-1923

Mortgage

Document Number	0000106461
Date	Jun 4, 2020
Instrument	106461

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,374,386 (+2%) Land $1,421,790 Building $952,596
2025	$28,639.00 (+3.3%)	$2,327,830 (+4.04%) Land $1,393,912 Building $933,918
2023	$27,723.00 (+2.3%)	$2,237,439 Land $1,339,786 Building $897,653
2022	$27,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1980–2019)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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