4 S Marina Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 4 S Marina Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,823 sqft · built 1988
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$3,875,000 (Jun 2021)
Tax Bill$31,742 (2024)
Deeds & MortgagesOct 2025 Mortgage
Jun 2021 Sale
Flood ZoneZone AE (high risk)
APN00080020-000204

Property Details

APN / Parcel Number

Primary APN00080020-000204
Alternative APNs
  • 13594000080020000204
  • 8752598

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,823 sqft Living Area
1st Floor Area2,511 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,178 sqft (0.05 acres)
Garage TypeCarport
CarportCarport
Carport Area2,532 sqft
Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area854 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number8752598
Old Parcel Number13594000080020000204
Street Address4 S MARINA DR
CityKEY LARGO
StateFL
Zip33037-3604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 4 ANGLERS CLUB A CONDO OR1070-467 OR1406-1313 OR3107-0778
Legal Range40E
Legal Township59S
Legal Section13
Legal SubdivisionANGLERS CLUB CONDO
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3041
Census Tract972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address95 E LAKE RD, KEY LARGO, FL 33037-3608
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Jun 22, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleJun 3, 1996 · Amount on Record
Deed Document Number2326472
Deed Book / Page3107 / 778
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address4 S MARINA DR, KEY LARGO, FL 33037-3604
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 S MARINA DR, KEY LARGO, FL 33037-3604

Mortgage

Document Number0033500914
DateOct 21, 2025
Book Page3350/914
Instrument2519551
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate11.5%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 22, 2021
Property Address4 S MARINA DR, KEY LARGO, FL 33037-3604
Document Number0031070778
Book / Page3107 / 778
Map ReferenceMB 1028 PG 2375
Instrument DateJun 21, 2021
Instrument2326472
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$27,125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 DOCKSIDE LN, KEY LARGO, FL 33037-5267

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 E LAKE RD, KEY LARGO, FL 33037-3608

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,515,095 (+36.54%) Land $4,458,366 Building $1,056,729$5,515,095 (+36.54%) Land $4,458,366 Building $1,056,729
2024$31,742.00 (+19.22%)
2023$26,625.00 (+15.5%)$4,039,151 (+18.88%) Land $3,130,875 Building $908,276$4,039,151 (+18.88%) Land $3,130,875 Building $908,276
2022$23,051.00$3,397,740 Land $2,479,653 Building $918,087$3,397,740 Land $2,479,653 Building $918,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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