3 S Marina Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 3 S Marina Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 3,464 sqft · built 1988
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (Nov 2020)
Tax Bill	$13,144 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00080020-000203`

Property Details

APN / Parcel Number

Primary APN	`00080020-000203`
Alternative APNs	`13594000080020000203` `8752555`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,464 sqft Living Area
Gross Area	5,156 sqft
1st Floor Area	3,374 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	1,692 sqft
Porch	Florida Room
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8752555
Street Address	3 S MARINA DR
City	KEY LARGO
State	FL
Zip	33037-3604
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DR
Legal Description	UNIT 3 ANGLERS CLUB, A CONDO OR1072-777 OR1987-2038/39 OR1987-2040 OR2736-478/79 OR2771-2241/42 OR3055-1934
Legal Range	40E
Legal Township	59S
Legal Section	13
Legal Subdivision	ANGLERS CLUB CONDO
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3041
Census Tract	972700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 MARINA DR, KEY LARGO, FL 33037-3604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 1, 1988 · Amount on Record
Deed Document Number	20202290156
Deed Book / Page	3055 / 1934
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	0027712241
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 10, 2020
Property Address	3 S MARINA DR, KEY LARGO, FL 33037-3604
Document Number	0030551934
Book / Page	3055 / 1934
Map Reference	MB 1381 PG 1
Instrument Date	Nov 3, 2020
Instrument	2290156
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 2ND AVE S # S1400, 730, MINNEAPOLIS, MN 55402-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3303 W COMMERCIAL BLVD STE 200, 200, FORT LAUDERDALE, FL 33309-3436

Mortgage

Document Number	0030551937
Date	Nov 10, 2020
Book Page	3055/1937
Instrument	2290157

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,979,072 (+5.99%)	$3,796,896 (+37.29%) Land $3,101,472 Building $695,424
2024	$13,144.00 (+2.46%)
2023	$12,828.00 (+4.74%) Homeowner's exemption	$1,867,279 (+3%)	$2,765,582 (+19.57%) Land $2,178,000 Building $587,582
2022	$12,248.00 Homeowner's exemption	$1,812,893	$2,312,893 Land $1,724,976 Building $587,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20