Flagler County property record for 4 Ryder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,015 sqft · built 2020 |
| Lot Size | 0.255 acres (11,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,400 (Jun 2020) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00380-0060 |
| Primary APN | 07-11-31-7029-00380-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,015 sqft Living Area |
| Gross Area | 2,633 sqft |
| 1st Floor Area | 2,015 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,099 sqft (0.255 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 RYDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00038 LOT 0006 SUBDIVISION COMPLETION YEAR 1981 OR 251 PG 177 OR 370 PG 629 OR 553 PG 1539 OR 752/913 OR 1318/1010 OR 2347/1244 OR 2451/1529 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 38 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
4 Ryder Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DLP LENDING FUND LLC |
| Jun 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI DLP INCOME & GROWTH FUND I LLC |
| Aug 15, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage DLP INCOME & GROWTH FUND I LLC |
| Sep 16, 2019 | Correction Deed XPRESS TITLE |
| Apr 10, 2019 | Warranty Deed, Transfer XPRESS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Prior Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 202023243 |
| Deed Book / Page | 2451 / 1529 |
| Prior Transfer Date | Aug 1, 2019 |
| Prior Transfer Doc | 0023770297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023800246 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 2380/0246 |
| Instrument | 2019032101 |
| Name | DLP LENDING FUND LLC |
|---|---|
| Address | BETHLEHEM, PA 18017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0024511529 |
| Book / Page | 2451 / 1529 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020023243 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,808.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 PALENCIA CLUB DR, 605, SAINT AUGUSTINE, FL 32095-6901 |
| Name | Verified Name |
|---|---|
| Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0024511531 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2451/1531 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0024060351 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 PALENCIA CLUB DR ST AUGUSTINE FL 320956829, ST AUGUSTINE, FL 32095-6829 |
| Investor | Possibly a Property Investor |
| Document Number | 0024060351 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 002406/000351 |
| Instrument | 46908 |
| Name | DLP INCOME & GROWTH FUND I LLC |
|---|---|
| Address | BETHLEHEM, PA 18017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 15, 2019 |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0023770297 |
| Book / Page | 002377 / 000297 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 30274 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | XPRESS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,312.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 PALENCIA CLUB DR ST AUGUSTINE FL 320956829, ST AUGUSTINE, FL 32095-6829 |
| Document Number | 23820479 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 002382/000479 |
| Instrument | 33188 |
| Name | DLP INCOME & GROWTH FUND I LLC |
|---|---|
| Address | 95 HIGHLAND AVE # 300, BETHLEHEM, PA 18017-9452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 23820493, |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 002382/000493 |
| Instrument | 33189 |
| Name | DLP INCOME & GROWTH FUND I LLC |
|---|---|
| Address | 95 HIGHLAND AVE, BETHLEHEM, PA 18017-9424 |
| Amount | Amount on Record |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0023831375 |
| Book / Page | 002383 / 001375 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 34009 |
| Record Updated | Sep 27, 2019 |
| Title Company | XPRESS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 PALENCIA CLUB DR ST AUGUSTINE FL 320956829, ST AUGUSTINE, FL 32095-6829 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 4 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0023471244 |
| Book / Page | 002347 / 001244 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 12529 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | XPRESS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7345 GREENBRIAR PKWY ORLANDO FL 328198935, ORLANDO, FL 32819-8935 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4 Ryder Dr was $2,778 with a homeowner's exemption, up 2.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 (+2.58%) Homeowner's exemption | $196,056 | $298,645 Land $55,000 Building $243,645 |
| 2024 | $2,708.00 (+2.77%) | ||
| 2023 | $2,635.00 (+1.19%) Homeowner's exemption | $184,981 (+3%) | $299,442 (+2.18%) Land $43,000 Building $256,442 |
| 2022 | $2,604.00 Homeowner's exemption | $179,593 | $293,057 Land $44,500 Building $248,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ryder Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ryder Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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