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12 Ryder Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Ryder Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 2021
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Jan 2021)
Tax Bill$3,332 (2025)
Deeds & MortgagesJan 2021 Sale
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN07-11-31-7029-00380-0020

Property Details

APN / Parcel Number

Primary APN07-11-31-7029-00380-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,575 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address12 RYDER DR
CityPALM COAST
StateFL
Zip32164-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 29 BLOCK 00038 LOT 0002 SUBDIVISION COMPLETION YEAR 1981 OR 324 PG 127 OR 340 PG 923 OR BOOK 553 PG 1539 O
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block38
Legal Lot Number2
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3001
Census Tract60214

Owner

12 Ryder Dr is owned and occupied by an individual who bought it in January 2021.

Source: Flagler County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12 RYDER DR, PALM COAST, FL 32164-6001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Warranty Deed, Transfer
AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO
Jul 29, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2021 · Amount on File
Deed SaleJan 11, 2021 · Amount on File
Prior SaleDec 23, 2015 · Amount on File
Deed Document Number2021001373
Deed Book / Page2514 / 1129
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 11, 2021
Property Address12 RYDER DR, PALM COAST, FL 32164-6001
Document Number0025141129
Book / Page2514 / 1129
Map ReferenceMB 10 PG 17-29
Instrument DateJan 4, 2021
Instrument2021001373
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyAMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7205 PEBBLECREEK RD, WEST BLOOMFIELD, MI 48322-4172

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FREEMONT CT, PALM COAST, FL 32137-8417

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateJul 29, 2019
Property Address12 RYDER DR, PALM COAST, FL 32164-6001
Document Number0023721298
Book / Page002372 / 001298
Instrument DateJul 26, 2019
Instrument27803
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7205 PEBBLECREEK RD WEST BLOOMFIELD MI 483224172, WEST BLOOMFIELD, MI 48322-4172

Tax Assessment & Valuation

The 2025 property tax bill for 12 Ryder Dr was $3,332 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,332.00 Homeowner's exemption Additional exemption filed$261,821$268,019 Land $55,000 Building $213,019
2023$3,525.00 (+1.41%) Homeowner's exemption Additional exemption filed$266,956 (+2.9%)$267,051 (+2.94%) Land $43,000 Building $224,051
2022$3,476.00 Homeowner's exemption Additional exemption filed$259,433 Land $44,500 Building $214,933$259,433 Land $44,500 Building $214,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Ryder Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Ryder Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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