4 Ryan Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 4 Ryan Rd, Troy, NY 12182 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,780 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageAttached, 418 sqft
Last Sale$457,500 (2025)
Tax Bill$9,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN384289 71.1-6-5

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,780 sqft Living Area
1st Floor896 sqft 1st Floor
2nd Floor884 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area43,560 sqft (1 acres)
Lot Width195 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area418 sqft Garage
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4 RYAN RD
CityTROY
StateNY
Zip12182-1065
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 FOREST RIDGE 1993/29
Legal Block6
Legal Lot Number5.000
JurisdictionRENSSELAER NY
Minor Civil DivisionSCHAGHTICOKE
Census Blockgroup2
Census Block2001
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 71.1-6-5

Assessment roll updated May 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 SURREY HILL DR, LATHAM, NY 12110-5437
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2025Warranty Deed, Transfer · Stand Alone First Mortgage
NBKC BANK
Oct 08, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleOct 08, 2020 · Amount on Record
Deed Doc Number2025658222
Deed Book / Page11000 / 297
Record RefreshedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJul 09, 2025
Property Address4 RYAN RD, TROY, NY 12182-1065
Document Number0110000297
Book / Page11000 / 297
Instrument DateJun 20, 2025
Instrument2025-658222
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25 SURREY HILL DR, LATHAM, NY 12110-5437

Mortgage

Document Number2025658223
DateJul 09, 2025
Instrument2025-658223
Lender
NameNBKC BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateOct 08, 2020
Property Address4 RYAN RD, TROY, NY 12182-1065
Document Number0000575805
Book / Page009310 / 000283
Instrument DateSep 30, 2020
Instrument575805
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5 MILL CREEK DR EAST GREENBUSH NY 120611324, EAST GREENBUSH, NY 12061-1324

Mortgage

Document Number575806
DateOct 08, 2020
Book Page009310/000287
Instrument575806
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 07, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,523.00$62,400 (-) Land $14,400 Building $48,000$438,202 (+12.71%) Land $101,124 Building $337,078
2023$62,400 Land $14,400 Building $48,000$388,785 Land $89,720 Building $299,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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