10 Ryan Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 10 Ryan Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,820 sqft · built 2005
Lot Size2.43 acres (105,851 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Dec 2014)
Tax Bill$9,567 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN384289 70.-2-10.24

Property Details

APN / Parcel Number

Primary APN384289 70.-2-10.24

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,820 sqft Living Area
1st Floor Area1,732 sqft
2nd Floor Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area105,851 sqft (2.43 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address10 RYAN RD
CityTROY
StateNY
Zip12182-1065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block2
Legal Lot Number10.024
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2001
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 RYAN RD, TROY, NY 12182-1065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2014 · Amount on Record
Deed SaleDec 24, 2014 · Amount on Record
Prior SaleMay 10, 2005 · Amount on Record
Deed Book / Page7357 / 88
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address10 RYAN RD, TROY, NY 12182-1065
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094920263
DateMar 4, 2021
Book Page9492/263
Instrument2021-584539
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,567.00 (-2%)
2025$9,762.00$64,000 (-) Land $15,450 Building $48,550$449,438 (+12.71%) Land $108,497 Building $340,941
2023$64,000 Land $15,450 Building $48,550$398,754 Land $96,262 Building $302,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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