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4 Royallcrest Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Royallcrest Ct, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,798 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$157,900 (Oct 2011)
Tax Bill$3,809 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA962000744

Property Details

APN / Parcel Number

Primary APNA962000744
Alternative APN
  • 2-0114-7277-00-0059.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,798 sqft Living Area
1st Floor Area966 sqft
Basement Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA962000744
Old Parcel NumberA962000744
Street Address4 ROYALLCREST CT
CityO FALLON
StateMO
Zip63368-6853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT ROYALLSPRINGS #6 LOT 59
Legal Range03E
Legal Township46N
Legal SubdivisionMANORS AT ROYALLSPRINGS #6
Legal Lot Number59
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3010
Census Tract311732

Owner

Source: St. Charles County records · APN A962000744

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 ROYALLCREST CT, O FALLON, MO 63368-6853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
TOGETHER CU
Oct 09, 2020Deed of Trust, Mortgage
TOGETHER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2011 · Amount on Record
Deed SaleOct 18, 2011 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Document Number0056570295
Deed Book / Page5657 / 295
Last Transfer DateMar 03, 2025
Transfer Doc0000008217
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 ROYALLCREST CT, O FALLON, MO 63368-6853
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ROYALLCREST CT, O FALLON, MO 63368-6853
InvestorPossibly a Property Investor

Mortgage

Document Number0000039925
DateSep 10, 2025
Instrument2025R-039925
Lender
NameTOGETHER CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 ROYALLCREST CT, O FALLON, MO 63368-6853
Document Number0000077856
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 ROYALLCREST CT O FALLON MO 633686853, O FALLON, MO 63368-6853

Mortgage

Document Number0000077856
DateOct 15, 2020
Instrument77856
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term300 Months
DueOct 14, 2045

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,809.00$59,270 (-0.56%)$311,948 (-0.56%) Land $60,000 Building $251,948
2023$59,603
2022$313,699 Land $50,000 Building $263,699

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117323, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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