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3 Royallcrest Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Royallcrest Ct, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,910 sqft · built 1996
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$329,840 (Mar 2025)
Tax Bill$3,546 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA962000746

Property Details

APN / Parcel Number

Primary APNA962000746
Alternative APN
  • 2-0114-7277-00-0062.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area2,606 sqft
1st Floor Area750 sqft
Basement Area728 sqft
Finished Basement432 sqft
Unfinished Basement296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA962000746
Street Address3 ROYALLCREST CT
CityO FALLON
StateMO
Zip63368-6853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT ROYALLSPRINGS #6 LOT 62
Legal SubdivisionMANORS AT ROYALLSPRINGS #6
Legal Lot Number62
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3010
Census Tract311732

Owner

Source: St. Charles County records · APN A962000746

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 03, 2020Deed of Trust, Construction Loan · Construction Mortgage
HOMESTATE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2025 · Amount on Record
Deed SaleMar 07, 2025 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Document Number20258945
Prior Transfer DateMar 09, 2013
Prior Transfer Doc0059790188
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
InvestorPossibly a Property Investor

Mortgage

Document Number0000056037
DateDec 15, 2025
Instrument2025R-056037
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 31, 2020
Property Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
Document Number0073591148
Book / Page7359 / 1148
Map ReferenceMB 32 PG 244
Instrument DateJul 30, 2020
Instrument20200731000542820
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 CAMBRIDGE FALLS CT, 3, WENTZVILLE, MO 63385-4471

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
InvestorPossibly a Property Investor

Mortgage

Document Number20200731000542830
DateJul 31, 2020
Instrument20200731000542830
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateAug 03, 2020
Property Address3 ROYALLCREST CT, O FALLON, MO 63368-6853
Document Number0073611259
Book / Page007361 / 001259
Instrument DateJul 10, 2020
Instrument550050
Transaction TypeConstruction Loan
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROYALLCREST CT O FALLON MO 633686853, O FALLON, MO 63368-6853

Mortgage

Document Number73611259
DateAug 03, 2020
Book Page007361/001259
Instrument550050
Lender
NameHOMESTATE MTG
TypeMortgage Company
AddressSHELBY TOWNSHIP, MI 48315
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 02, 2021
Interest
Rate TypeAdjustable Rate
Rate6.99%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,546.00 (-3.11%)$55,119 (-0.29%)$290,100 (-0.29%) Building $290,100
2024$3,660.00
2023$55,281
2022$290,952 Land $50,000 Building $240,952

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117323, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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