4 Roy St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 4 Roy St, Westborough, MA 01581

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,592 sqft · built 1996
Lot Size0.739 acres (32,186 sqft)
Owner2 Individual Names on File
Last Sale$686,000 (Jun 2016)
Tax Bill$16,677 (2026)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNWBOR M:0004 B:000120 L:0

Property Details

APN / Parcel Number

Primary APNWBOR M:0004 B:000120 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area4,943 sqft
Basement Area1,491 sqft
Unfinished Basement1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area32,186 sqft (0.739 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 ROY ST
CityWESTBOROUGH
StateMA
Zip01581-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionVALLEY VIEW ESTS GEMINI DEVEKO
Legal Block120
JurisdictionWESTBOROUGH MA
Township / Civil DivisionWESTBOROUGH
Census Block Group1
Census Block1015
Census Tract742401

Owner

4 Roy St is owned and occupied by two individuals who bought it in June 2016.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4 ROY ST, WESTBOROUGH, MA 01581-3646
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2016 · Amount on File
Deed SaleJun 29, 2016 · Amount on File
Prior SaleJul 27, 2012 · Amount on File
Deed Book / Page55560 / 125
Transfer Doc055560-125
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBOROUGH MA
Property Address4 ROY ST, WESTBOROUGH, MA 01581-3646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63486-201
DateOct 14, 2020
Book Page63486/201
Instrument121552
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4 Roy St was $16,677, up 6.1% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWestborough Town
Unified School DistrictWestborough School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,677.00 (+6.05%)$1,046,900 (+8.45%) Land $400,400 Building $646,500$1,110,781 (-2.15%)
2025$15,725.00 (+5.48%)$965,300 (+6.25%) Land $372,400 Building $592,900$1,135,155 (+6.81%)
2024$14,908.00 (+7.46%)$908,500 (+10.28%) Land $348,300 Building $560,200$1,062,765
2023$13,873.00$823,800 Land $331,500 Building $492,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Roy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Roy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTBOROUGH WATER DEPARTMENT
serves 21,567 people · EPA ID MA2328000
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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