Worcester County and Westborough Town property record for 2 Roy St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,400 sqft · built 1996 |
| Lot Size | 0.764 acres (33,297 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Nov 2024) |
| Tax Bill | $15,752 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0004 B:000119 L:0 |
| Primary APN | WBOR M:0004 B:000119 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 4,156 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,297 sqft (0.764 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 ROY ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 119 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 742401 |
Source: Worcester County and Westborough Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA |
| Nov 15, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE |
| Dec 3, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance CBC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2012 · Amount on Record |
| Deed Document Number | 202495375 |
| Deed Book / Page | 71299 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 073466-266 |
| Book / Page | 73466 / 266 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202630173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 0000030173, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 73466/266 |
| Instrument | 202630173 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 1, 2033 |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Nov 15, 2024 |
| Property Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 0071299-54 |
| Book / Page | 71299 / 54 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 95375 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 0000095376 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 95376 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Dec 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63428-61 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 63428/61 |
| Instrument | 117595 |
| Name | ONE AMERICAN MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Dec 3, 2019 |
| Property Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 61523-258 |
| Book / Page | 61523 / 258 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 130363 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ROY ST, WESTBOROUGH, MA 01581-3646 |
| Document Number | 61523-261 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 61523/261 |
| Instrument | 130364 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,752.00 (+9.88%) | $988,800 (+12.36%) Land $402,200 Building $586,600 | $1,030,860 (-1.18%) |
| 2025 | $14,335.00 (+5.93%) | $880,000 (+6.71%) Land $373,900 Building $506,100 | $1,043,195 (+2.82%) |
| 2024 | $13,533.00 (+4.32%) | $824,700 (+7.06%) Land $349,600 Building $475,100 | $1,014,600 |
| 2023 | $12,972.00 | $770,300 Land $333,000 Building $437,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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