Essex County and Saugus Town property record for 4 Rivercrest Cir, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,448 sqft · built 2014 |
| Lot Size | 0.463 acres (20,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Mar 2016) |
| Tax Bill | $8,844 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-G B:0004 L:0040 |
| Primary APN | SAUG M:007-G B:0004 L:0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 4,368 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,173 sqft (0.463 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 RIVERCREST CIR |
|---|---|
| City | SAUGUS |
| State | MA |
| Zip | 01906-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0004 L:0040
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RIVERCREST CIR, SAUGUS, MA 01906-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jun 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on Record |
| Deed Sale | Mar 31, 2016 · Amount on Record |
| Deed Book / Page | 34816 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 RIVERCREST CIR, SAUGUS, MA 01906-1348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039651-408 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 39651/408 |
| Instrument | 20210316003660 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 RIVERCREST CIR, SAUGUS, MA 01906-1348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38565-242 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 38565/242 |
| Instrument | 20200601000150 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,844.00 (+5.01%) | $828,100 (+4.72%) Land $330,100 Building $498,000 | $800,470 |
| 2024 | $8,422.00 (+1.84%) | $790,800 (+7.67%) Land $300,100 Building $490,700 | |
| 2023 | $8,270.00 | $734,500 Land $270,100 Building $464,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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