3 Rivercrest Cir, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Rivercrest Cir, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,520 sqft Living Area
Lot Size20,739 sqft (0.476 acres)
OccupancyOwner Occupied
Last Sale$705,000 (2019)
Tax Bill$10,244.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0004 L:0039

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 RIVERCREST CIR, SAUGUS, MA 01906-1349
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Apr 14, 2020Deed of Trust, Mortgage · Stand Alone Refinance
SANTANDER BANK NA
May 10, 2019Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Prior SaleDec 18, 1995 · Amount on Record
Deed Doc Number20191870
Deed Book / Page37500 / 479
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address3 RIVERCREST CIR, SAUGUS, MA 01906-1349
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39131-540
DateNov 02, 2020
Book Page39131/540
Instrument20201102004650
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address3 RIVERCREST CIR, SAUGUS, MA 01906-1349
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38416-362
DateApr 14, 2020
Book Page38416/362
Instrument20200414000250
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueMay 01, 2049

May 2019: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateMay 10, 2019
Property Address3 RIVERCREST CIR, SAUGUS, MA 01906-1349
Document Number37500-479
Book / Page37500 / 479
Instrument DateMay 09, 2019
Instrument20190510001870
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RIVERCREST CIR, SAUGUS, MA 01906-1349

Mortgage

Document Number190510001880
DateMay 10, 2019
Instrument190510001880
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,244.00 (+4.86%)$959,200 (+4.57%) Land $330,300 Building $628,900$827,070
2024$9,769.00 (+2%)$917,300 (+7.85%) Land $300,300 Building $617,000
2023$9,577.00$850,500 Land $270,300 Building $580,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSAUG M:007-G B:0004 L:0039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,520 sqft Living Area
Gross Area6,492 sqft Gross Area
Basement Area1,260 sqft Basement
Unfinished Basement1,260 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,739 sqft (0.476 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3 RIVERCREST CIR
CitySAUGUS
StateMA
Zip01906-1349
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number39
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1009
Census Tract208200

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