4 Ridgeview Rd N, Stuart, FL 34996 Property Records

Martin County property record for 4 Ridgeview Rd N, Stuart, FL 34996 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,418 sqft · built 1974
Lot Size	0.669 acres (29,142 sqft)
Owner	2 Individual Names on File
Last Sale	$1,237,500 (Aug 2023)
Tax Bill	$17,828 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-38-41-006-002-00030-6`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-006-002-00030-6`
Alternative APN	`17650`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,418 sqft Living Area
1st Floor Area	3,418 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	29,142 sqft (0.669 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17650
Street Address	4 RIDGEVIEW RD N
City	STUART
State	FL
Zip	34996-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD LOT 3 BLK B
Legal Range	41E
Legal Township	38S
Legal Section	01
Legal Subdivision	HOMEWOOD
Legal Block	B
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1028
Census Tract	502

Owner

Source: Martin County records · APN 01-38-41-006-002-00030-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4 RIDGEVIEW RD N, STUART, FL 34996-6415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 06, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2023 · Amount on Record
Deed Sale	Aug 08, 2023 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	0033901308
Deed Book / Page	3247 / 921
Prior Transfer Date	Aug 06, 2021
Prior Transfer Doc	2906828
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 08, 2023
Property Address	4 RIDGEVIEW RD N, STUART, FL 34996-6415
Document Number	0013080004
Book / Page	1308 / 4
Map Reference	MB 3 PG 35
Instrument Date	Aug 07, 2023
Instrument	3030028
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,662.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5078 SE ISABELITA AVE, STUART, FL 34997-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEVIEW RD N, STUART, FL 34996-6415

Mortgage

Document Number	0033901311
Date	Aug 08, 2023
Instrument	3390/1311

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 06, 2021
Property Address	4 RIDGEVIEW RD N, STUART, FL 34996-6415
Document Number	0032470921
Book / Page	3247 / 921
Map Reference	MB 3 PG 35
Instrument Date	Aug 06, 2021
Instrument	2906828
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 SE OCEAN BLVD # 386, 386, STUART, FL 34996-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEVIEW RD N, STUART, FL 34996-6415

Mortgage

Document Number	0003247923
Date	Aug 06, 2021
Instrument	3247/923

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,145,246 (+27.73%)	$1,168,160 (+14.63%) Land $506,000 Building $662,160
2024	$17,828.00 (+23.09%)
2023	$14,484.00 (+3.15%) Additional exemption filed	$896,604 (+3%)	$1,019,050 (+17.07%) Land $437,500 Building $581,550
2022	$14,042.00 Homeowner's exemption	$870,490 Land $400,000 Building $470,490	$870,490 Land $400,000 Building $470,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 179 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022, other causes, Hurricane Nicole
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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