16 Ridgeview Rd N, Stuart, FL 34996 Property Records

Martin County property record for 16 Ridgeview Rd N, Stuart, FL 34996 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	5 Baths
Year Built	Built 2018
Square Footage	3,997 sqft Living Area
Lot Size	19,994 sqft (0.458 acres)
Occupancy	Owner Occupied
Last Sale	$1,680,000 (2025)
Tax Bill	$12,627.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-38-41-006-002-00080-5`
Alternative APNs	`138410060020008050000` `17655`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	4 Rooms
Building Area	3,997 sqft Living Area
1st Floor	1,723 sqft 1st Floor
2nd Floor	650 sqft 2nd Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	19,994 sqft (0.458 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	701 sqft Garage
Pool Area	450 sqft Pool
Porch	1 Porch
Porch Area	558 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	17655
Old Parcel Number	138410060020008050000
Street Address	16 RIDGEVIEW RD N
City	STUART
State	FL
Zip	34996-6415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOMEWOOD LOT 8 BLK B
Legal Range	41E
Legal Township	38S
Legal Section	01
Legal Subdivision	HOMEWOOD
Legal Block	B
Legal Lot Number	8
Jurisdiction	MARTIN FL
Minor Civil Division	STUART
Census Blockgroup	1
Census Block	1028
Census Tract	502

Owner

Source: Martin County records · APN 01-38-41-006-002-00080-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT PATMAN CONGRESSIONAL FCU
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Aug 05, 2020	Warranty Deed, Transfer WRIGHT PATMAN CONGRESSIONAL FC
Nov 09, 2017	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Aug 05, 2020 · Amount on Record
Deed Doc Number	3158298
Deed Book / Page	3535 / 355
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1078, STUART, FL 34995-1078

Mortgage

Document Number	0032191109
Date	Apr 28, 2021
Book Page	3219/1109
Instrument	2884654

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 26, 2025
Property Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415
Document Number	0035350355
Book / Page	3535 / 355
Map Reference	MB 3 PG 35
Instrument Date	Nov 24, 2025
Instrument	3158298
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,760.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415

Mortgage

Document Number	0003535357
Date	Nov 26, 2025
Instrument	3535/357

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 05, 2020
Property Address	16 RIDGEVIEW RD N, SEWALLS POINT, FL 34996-6415
Document Number	0031480596
Book / Page	003148 / 000596
Instrument Date	Jul 28, 2020
Instrument	2829785
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1078 STUART FL 349951078, STUART, FL 34995-1078

Mortgage

Document Number	31480598
Date	Aug 05, 2020
Book Page	003148/000598
Instrument	2829786

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FC
Address	OAKTON, VA 22124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 09, 2017
Property Address	16 RIDGEVIEW RD N, SEWALLS POINT, FL 34996-6415
Document Number	0029582178
Book / Page	02958 / 2178
Map Reference	MB3 PG35
Instrument Date	Nov 09, 2017
Instrument	2663938
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SW CALIFORNIA AVEA, 508, STUART, FL 34994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGEVIEW RD N, STUART, FL 34996-6415

Mortgage

Document Number	0002663939
Date	Nov 09, 2017
Instrument	2663939

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Dec 01, 2022
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Margin	5
Max Rate	14.3%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$815,301 (+2.9%)	$1,630,490 (+2.67%) Land $440,000 Building $1,190,490
2024	$12,627.00 (+1.9%) Additional exemption filed	$792,324 (+3%)	$1,588,030 (+37.57%) Land $385,000 Building $1,203,030
2023	$12,391.00 (+3.18%) Additional exemption filed	$769,247 (+3%)	$1,154,350 (+19.86%) Land $350,000 Building $804,350
2022	$12,009.00 Homeowner's exemption	$746,842	$963,060 Land $320,000 Building $643,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

16 Ridgeview Rd N, Stuart, FL 34996 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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