4 Ridgetop Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 4 Ridgetop Ln, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Aug 2021)
Tax Bill	$1,699 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`735800000100`

Property Details

APN / Parcel Number

Primary APN	`735800000100`

Interior

Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 RIDGETOP LN
City	ELMA
State	WA
Zip	98541-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE AT GARDEN HILL LOT 1
Legal Range	26
Legal Township	06
Legal Section	18
Legal Subdivision	RIDGE AT GARDEN HILL
Legal Lot Number	1
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2000
Census Tract	502

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RIDGETOP LN, ELMA, WA 98541-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	2021120
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 20, 2021
Property Address	4 RIDGETOP LN, ELMA, WA 98541-8613
Document Number	0008200120
Map Reference	VOL 12 PG 7-12
Instrument Date	Aug 18, 2021
Instrument	2021-08200120
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,351.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGETOP LN, ELMA, WA 98541-8613
Investor	Possibly a Property Investor

Mortgage

Document Number	0008200121
Date	Aug 20, 2021
Instrument	2021-08200121

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	4 RIDGETOP LN, ELMA, WA 98541-8613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011020063
Date	Nov 2, 2020
Instrument	2020-11020063

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,699.00 (-54.58%)
2025	$3,741.00 (+3.57%)	$410,459 (-) Land $81,250 Building $329,209	$410,459 (-) Land $81,250 Building $329,209
2024	$3,612.00 (+4.6%)	$410,459 (+8.15%) Land $81,250 Building $329,209	$410,459 (+8.15%) Land $81,250 Building $329,209
2023	$3,453.00
2022		$379,524 Land $81,250 Building $298,274	$379,524 Land $81,250 Building $298,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Ridgetop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures