30 Ridgetop Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 30 Ridgetop Ln, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,500 (Oct 2018)
Tax Bill	$3,858 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`735800000500`

Property Details

APN / Parcel Number

Primary APN	`735800000500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	1,587 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	Concrete
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	440 sqft

Location & Zoning

Street Address	30 RIDGETOP LN
City	ELMA
State	WA
Zip	98541-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE AT GARDEN HILL LOT 5
Legal Range	26
Legal Township	06
Legal Section	18
Legal Subdivision	RIDGE AT GARDEN HILL
Legal Lot Number	5
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2000
Census Tract	502

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1353, ELMA, WA 98541-1353
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 30, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	201857
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	30 RIDGETOP LN, ELMA, WA 98541-8613
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009250001
Date	Sep 25, 2019
Instrument	2019-09250001

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Oct 30, 2018
Property Address	30 RIDGETOP LN, ELMA, WA 98541-8613
Document Number	0010300057
Map Reference	VOL 12 PG 7-12
Instrument Date	Oct 23, 2018
Instrument	2018-10300057
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,311.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1353, ELMA, WA 98541-1353

Mortgage

Document Number	0010300058
Date	Oct 30, 2018
Instrument	2018-10300058

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,858.00 (+2.28%)
2025		$429,227 (-) Land $81,250 Building $347,977	$429,227 (-) Land $81,250 Building $347,977
2024	$3,772.00 (+4.6%)	$429,227 (+8.27%) Land $81,250 Building $347,977	$429,227 (+8.27%) Land $81,250 Building $347,977
2023	$3,606.00
2022		$396,457 Land $81,250 Building $315,207	$396,457 Land $81,250 Building $315,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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