4 Ridge Rd, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 4 Ridge Rd, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1940
Lot Size	0.128 acres (5,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,901 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-05600-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-05600-0000-00001`
Alternative APN	`1600144000000007`

Interior

Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,590 sqft (0.128 acres)
Lot Dimensions	86 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	1600144000000007
Street Address	4 RIDGE RD
City	NUTLEY
State	NJ
Zip	07110-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	65X86 IRR
Legal Subdivision	ORCHARD RDG
Legal Block	5600
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3000
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RIDGE RD, NUTLEY, NJ 07110-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 10, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 RIDGE RD, NUTLEY, NJ 07110-2026
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	KINGSBRIDGE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021124630
Date	Oct 15, 2021
Instrument	2021124630

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 RIDGE RD, NUTLEY, NJ 07110-2026
Document Number	0000103468
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD NUTLEY NJ 071102026, NUTLEY, NJ 07110-2026

Mortgage

Document Number	0000103468
Date	Nov 30, 2018
Instrument	103468

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,900 (-) Land $221,900 Building $182,000	$403,900 (-) Land $221,900 Building $182,000
2025	$10,901.00 (+2.55%)	$403,900 (-) Land $221,900 Building $182,000	$403,900 (-) Land $221,900 Building $182,000
2024	$10,630.00 (-2.13%)
2023		$403,900 Land $221,900 Building $182,000	$403,900 Land $221,900 Building $182,000
2022	$10,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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