28 Ridge Rd, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 28 Ridge Rd, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,610 sqft · built 1940
Lot Size	0.121 acres (5,279 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2014)
Tax Bill	$12,199 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05600-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`16-05600-0000-00007`
Alternative APNs	`1600145000100007` `16001450100007`

Interior

Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,279 sqft (0.121 acres)
Lot Dimensions	96 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	16001450100007
Street Address	28 RIDGE RD
City	NUTLEY
State	NJ
Zip	07110-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	55X96
Legal Block	5600
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3000
Census Tract	13800

Owner

28 Ridge Rd is owned and occupied by an individual who bought it in September 2014.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 RIDGE RD, NUTLEY, NJ 07110-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Book / Page	12515 / 8270
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	0007149334
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 RIDGE RD, NUTLEY, NJ 07110-2026
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021126850
Date	Oct 21, 2021
Instrument	2021126850

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 RIDGE RD, NUTLEY, NJ 07110-2026
Document Number	0000065349
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIDGE RD NUTLEY NJ 071102026, NUTLEY, NJ 07110-2026

Mortgage

Document Number	0000065349
Date	Jul 15, 2020
Instrument	65349

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ridge Rd was $12,199, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,000 (-) Land $238,400 Building $213,600	$452,000 (-) Land $238,400 Building $213,600
2025	$12,199.00 (+2.55%)	$452,000 Land $238,400 Building $213,600	$452,000 Land $238,400 Building $213,600
2024	$11,896.00
2023		$452,000 Land $238,400 Building $213,600	$452,000 Land $238,400 Building $213,600
2022	$11,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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